Roof Replacement & Hail Damage Repair in Loveland, CO

Yes. Hilltop Contracting serves Loveland and the northern Front Range with full-service roofing, hail damage repair, and insurance claim help. We're a Colorado-based, BBB A+ Accredited, TAMKO Pro Certified storm-restoration team — fully licensed and insured. Call 720-345-2070 for a free inspection.

Most Loveland single-family homes run $9,000–$17,000 for a full roof replacement, depending on square footage, pitch, and material. On an approved hail claim, your out-of-pocket cost is typically just your deductible — the carrier covers the rest at replacement cost once the work is complete and invoiced. Hilltop provides free written estimates with permit fees included.

Get an independent inspection before you call your carrier. Hilltop walks the roof, documents every damage point with carrier-grade photos, and hands you a written report you can use whether or not you file. Don't climb the roof yourself, and don't file blind — knowing what you have before you call protects your claim. Free inspection: 720-345-2070.

Under Colorado law (CRS 13-80-101), homeowners have up to 3 years from the date of loss to pursue a property-damage claim. Most policies have tighter notice-of-loss windows — typically about a year — so don't wait. The sooner damage is documented, the stronger the claim.

Class 4 impact-resistant shingles are the standard we recommend for the Front Range — they stand up to 1.75"+ hail and often qualify Loveland homeowners for a 20–30% homeowner's insurance premium discount. We install Titan XT as our standard Class 4 product and Storm Fighter IR as a premium upgrade.

Yes. The City of Loveland requires a permit for full roof replacements, with required inspections. Hilltop pulls every required permit and schedules every inspection — permit fees are included in our written estimates, so there are no surprise add-ons.